10624 Nugget
Phelan, CA, 92371
$499,000
MLS: PW26151774
Beds
4
Baths
2
Sq Ft
2,463
Lot
1.11 ac
Year Built
2005
MLS #
PW26151774
Days on Market
15
Listed
Jul 11, 2026
Description
Stunning Custom Home with Breathtaking Mountain Views! Welcome to this exceptional custom-built home, perfectly situated on a fully fenced lot that captures sweeping, picturesque mountain vistas. From the moment you step inside, you will notice the thoughtful custom details, including elegant architectural archways, decorative pot shelves, and beautiful flooring throughout the main living areas. Designed for both entertaining and everyday comfort, the residence features a spacious formal living room and a separate dining room, both equipped with ceiling fans. A cozy, independent family room serves as the heart of the home, complete with a warm wood-burning stove and sliding glass doors that open to a large, covered rear patio—ideal for indoor-outdoor living. The open-concept kitchen is a chef’s delight, boasting premium granite tile countertops, tile floors, a walk-in pantry, modern recessed lighting, and a charming breakfast nook. Convenience is built-in with a separate, dedicated laundry room featuring a utility sink, ample cabinet storage, and a built-in ironing board. Enjoy ultimate privacy with a desirable split-floor plan. The luxurious primary suite is a private retreat, offering dual sinks, a generous walk-in closet, a relaxing garden tub, and a separate walk-in shower. One of the additional bedrooms features an elegant double-door entry, making it perfect for a home office or guest suite. Additional features include a finished garage, a convenient concrete walkway wrapping around the entire perimeter of the home, and thoughtful linen storage. Come and take a look!
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Myong Rose · New Star Realty & Investment
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,869
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,862
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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