10649 Civic
El Monte, CA, 91731
$790,000
Original list price: $765,000
MLS: WS26132837
Beds
3
Baths
1
Sq Ft
1,024
Lot
0.12 ac
Year Built
1951
MLS #
WS26132837
Days on Market
63
Listed
Jun 17, 2026
Description
Back on the market, with a NEW ROOF!** Welcome to a charming single-level home offering comfort, convenience, and future potential located north of El Monte. This inviting residence features a functional floor plan with an open-concept living and dining area, creating a seamless space for everyday living and entertaining. Step outside to a spacious, private backyard with excellent ADU potential (buyer to verify with the City of El Monte), offering opportunities for multigenerational living, rental income, or additional living space. Ideally located near popular amenities including Live Oak Park, Sam's Club, shopping, dining, and local schools. Commuters will appreciate the convenient access to the 10 and 605 freeways, making travel throughout the San Gabriel Valley and greater Los Angeles area a breeze. Whether you're a first-time homebuyer, investor, or looking to expand your living options, this property offers an exceptional opportunity to make it your own.
Location
El Monte, Los Angeles County, CA 91731
Open on Google Maps ↗Listed by: QI QI CHEN · KW Executive
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,984
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,000 · Loan: $711,000
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,564
- Property tax (1.25%)
- $823
- Homeowners insurance
- $300
- Mortgage insurance
- $296
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $27,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See El Monte, CA 91731 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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