10681 Encino Drive
Oak View, CA, 93022
$2,150,000
MLS: V1-37353
Beds
4
Baths
4
Sq Ft
3,602
Lot
2.10 ac
Year Built
1981
MLS #
V1-37353
Days on Market
31
Listed
Jul 2, 2026
Description
Custom-built single-level ranch estate set on 2.1 acres of peaceful countryside with detached studio and a separate RV garage. The 3,602 square foot residence offers effortless indoor-outdoor living with vaulted ceilings throughout and an inviting open floor plan designed for comfort and entertaining. The home features four spacious bedrooms and three and a half baths, blending timeless ranch architecture with modern livability. An oversized 900 square foot three-car garage provides ample room for vehicles and storage, while the detached studio or flex space offers endless possibilities as a creative retreat, gym, or guest quarters. Car enthusiasts and adventurers will appreciate the separate two-bay RV garage with high ceilings, ideal for large vehicles or workshop space. The expansive grounds invite future outdoor enhancements such as gardens, a pool, or equestrian amenities, all surrounded by the natural beauty and privacy that define the Ojai lifestyle. Saddle Mountain Estates combines seclusion, space, and opportunity in one of Ojai's most tranquil settings. It is an ideal sanctuary for those seeking refined country living just minutes from the village, hiking trails, and Ojai's vibrant cultural scene.
Location
Oak View, Ventura County, CA 93022
Open on Google Maps ↗Listed by: Tyler Brousseau · LIV Sothebys Ojai
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$15,839
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $215,000 · Loan: $1,935,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $12,435
- Property tax (1.25%)
- $2,240
- Homeowners insurance
- $300
- Mortgage insurance
- $806
- HOA dues
- $58
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak View home with as little as 3.5% down using an FHA loan — roughly $75,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oak View, CA 93022 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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