10696 Loma Vista Road
Ventura, CA, 93004
$1,175,000
MLS: V1-34198
Beds
5
Baths
4
Sq Ft
2,650
Lot
0.19 ac
Year Built
1977
MLS #
V1-34198
Days on Market
92
Listed
Jan 20, 2026
Description
UPDATE: SELLER IS WILLING TO GIVE UP TO $25,000 TOWARDS RATE BUYDOWN / CLOSING COST. Welcome to this exceptional 5-bedroom home in desirable East Ventura, known for its warmer, sunnier weather compared to West Ventura. Designed with families in mind, this home offers generous space, privacy, and versatility in a quiet, welcoming neighborhood. The backyard is perfect for both relaxation and play, featuring a rare 50-foot-long swimming pool and an in-ground hot tub--ideal for weekends, entertaining, and making lasting family memories. Even with a large pool there is still a lot of space to work with a creative mind. Inside, the modern upgraded kitchen opens seamlessly into a large open-concept living room, creating a central gathering space for everyday living. Three of the five bedrooms are exceptionally large--each offering master-bedroom-level space--making them ideal for primary suites, in-home offices, playrooms, or multigenerational living. The additional bedrooms provide flexibility for guests, hobbies, or growing families.Located near a peaceful greenbelt, the home offers easy access to outdoor space for walks, bike rides, and family time. 10 minutes from beaches and downtown. Additional highlights include solar (leased) for energy efficiency, deep 3-car garages with room for storage, a boat, or recreational toys, and ample street parking for guests. With no HOA and no Mello-Roos, this home delivers comfort, freedom, and long-term value.Priced at a very favorable price per sq/ft, this is truly a rare opportunity to own a spacious, well-appointed family home in one of East Ventura's most sought-after neighborhoods.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Daniel Abeloe · Fathom Realty Group Inc.
Payment estimate
$8,462
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $117,500 · Loan: $1,057,500
- Principal & Interest
- $6,497
- Property tax (1.25%)
- $1,224
- Homeowners insurance
- $300
- Mortgage insurance
- $441
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $41,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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