10765 Citrus Drive
Ventura, CA, 93004
$1,100,000
MLS: OC26051205
Beds
4
Baths
4
Sq Ft
2,855
Lot
0.10 ac
Year Built
2026
MLS #
OC26051205
Days on Market
1
Listed
Mar 9, 2026
Description
Brand new home within minutes to the beach! This 2-level single family residence has 4 bedooms with a bedroom and bath on the main floor. Upstairs is a loft which serves as a second living space. Beautiful primary bedroom suite with a walk-in closet. Upstairs laundry. Open concept floor plan with upgraded quartz countertops and designer backsplash at kitchen. Kitchen island with breakfast bar. KitchenAid built-in appliances including refrigerator. Amenities inlude a community pool, spa and recreation center. HOA fees starting around $165 and going down to around $105 at build-out. Home is ready for move-in.
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Cesi Pagano · Keller Williams Realty
Payment estimate
$7,941
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
- Principal & Interest
- $6,083
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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