107 Walnut
Needles, CA, 92363
$320,000
MLS: JT26007191
Beds
5
Baths
2
Sq Ft
2,276
Lot
0.14 ac
Year Built
1940
MLS #
JT26007191
Days on Market
98
Listed
Jan 12, 2026
Description
Fully Renovated Home with Potential Income-Producing ADU Near the Colorado River! This beautifully updated 3-bedroom, 2-bath main home offers modern comfort and style throughout. Fully renovated with all-new flooring, cabinetry, and brand-new appliances, this move-in-ready property feels fresh, clean, and contemporary. The open and functional layout is perfect for everyday living or entertaining. Adding incredible value is a separate 2-bedroom, 1-bath ADU, ideal for rental income, extended family, guests, or a private home office setup. Located just minutes from the Colorado River, enjoy easy access to boating, fishing, and outdoor recreation while still being close to town conveniences. This property is perfect as a primary residence, multi-generational home, or investment opportunity. A rare find offering modern upgrades, flexible living options, and income potential in a highly desirable river-area location!
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Shantell Hazlewood · River Sisters Realty
Payment estimate
$2,523
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,000 · Loan: $288,000
- Principal & Interest
- $1,770
- Property tax (1.25%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $120
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $11,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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