107 Walnut
Needles, CA, 92363
$289,000
MLS: JT26130931
Beds
5
Baths
2
Sq Ft
2,276
Lot
0.14 ac
Year Built
1940
MLS #
JT26130931
Days on Market
1
Listed
Jun 15, 2026
Description
Fully Renovated Home with Potential Income-Producing ADU Near the Colorado River! This beautifully updated 3-bedroom, 2-bath main home offers modern comfort and style throughout. Fully renovated with all-new flooring, cabinetry, and brand-new appliances, this move-in-ready property feels fresh, clean, and contemporary. The open and functional layout is perfect for everyday living or entertaining. Adding incredible value is a separate 2-bedroom, 1-bath ADU, ideal for rental income, extended family, guests, or a private home office setup. Located just minutes from the Colorado River, enjoy easy access to boating, fishing, and outdoor recreation while still being close to town conveniences. This property is perfect as a primary residence, multi-generational home, or investment opportunity. A rare find offering modern upgrades, flexible living options, and income potential in a highly desirable river-area location!
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Shantell Hazlewood · River Sisters Realty
Payment estimate
$2,357
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $28,900 · Loan: $260,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,647
- Property tax (1.25%)
- $301
- Homeowners insurance
- $300
- Mortgage insurance
- $108
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $10,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Needles, CA 92363 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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