10722 Phelan Road
Oak Hills, CA, 92344
$460,000
MLS: HD22244408
Beds
3
Baths
2
Sq Ft
1,725
Lot
2.20 ac
Year Built
1980
MLS #
HD22244408
Days on Market
1,234
Listed
Nov 19, 2022
Description
[1] one-story single-family home on a decent mild hill with tremendous view. [2]. in a very easy access being on Pheland Rd (paved), still it's incredibly quiet. [3] Natural Gas!! decent lot size of 2.2 acres with vegetable garden. [4] Sold as is condition. [5]. 3 bed/3 bath actually. [6]. more than 2,100 square feet. [7]. there are lots of improvement spot to increase the value very high.
Location
Oak Hills, San Bernardino County, CA 92344
Open on Google Maps ↗Listed by: Jim Suh · Lucky Realty
Payment estimate
$3,495
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $414,000
- Principal & Interest
- $2,544
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $173
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak Hills home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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