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ActiveSingleFamilyResidence

10744 Andy

Cerritos, CA, 90703

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$985,000

MLS: DW26164060

Beds

3

Baths

2

Sq Ft

1,352

Lot

0.12 ac

Year Built

1969

MLS #

DW26164060

Days on Market

20

Listed

Aug 5, 2026

Description

Move-in ready, north facing single-family home located in the highly desirable City of Cerritos. Decorative landscaping and charming concrete hardscaping create a serene and welcoming front courtyard. As you enter, you'll appreciate the hardwood flooring throughout, crown molding, spacious kitchen with granite countertops, travertine-finished bathrooms, double-pane windows, and fresh interior paint. The formal living room is filled with abundant natural light from an expansive picture window, creating a warm and inviting atmosphere. The home also features formal living and family rooms, offering plenty of space for everyday living and entertaining. The kitchen is equipped with granite countertops, a new dishwasher, and a new range hood. Each bedroom provides a comfortable and inviting retreat. Additional highlights include a fairly new HVAC system, water heater, and attic insulation for enhanced comfort and energy efficiency. Recess lights in living room, dinning area, kitchen and family room. Pride of ownership is evident throughout. Step outside to a spacious backyard designed for relaxation, with endless possibilities to expand, customize, or create your dream outdoor oasis. In addition the backyard has fruit trees Cherimoya, pomogranate, lemon and persimmon. Ideally located near the 605 Freeway and just minutes from Los Cerritos Center, with convenient access to shopping, grocery stores, pharmacies, Sky Zone, and everyday essentials. Enjoy the many amenities the City of Cerritos has to offer, including CPE, Heritage Park, and Don Knabe Park. Known for its vibrant and diverse community, Cerritos also boasts an exceptional selection of international restaurants, offering cuisines from around the world just minutes from home.

Location

Cerritos, Los Angeles County, CA 90703

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Listed by: Julie Alphonso · Modha Realty, Inc

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$7,386

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $98,500 · Loan: $886,500

%

Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$5,691
Property tax (1.25%)
$1,026
Homeowners insurance
$300
Mortgage insurance
$369
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 20, 2026

30-year fixed
6.65%
15-year fixed
5.95%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $34,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 90703 (Cerritos)within ±10% of this home's price and size.

Local Market Stats

See Cerritos, CA 90703 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.