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ActiveSingleFamilyResidence

1076 N Howard

Covina, CA, 91722

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$699,990

Original list price: $799,000

MLS: CV26084488

Beds

2

Baths

3

Sq Ft

1,510

Lot

0.08 ac

Year Built

1986

MLS #

CV26084488

Days on Market

94

Listed

Apr 28, 2026

Description

Welcome to this well-maintained home in the desirable city of Covina, offering a functional floor plan and convenient access to shopping, dining, schools, parks, and major commuter routes. The main level features a comfortable living room, dining area, kitchen, direct garage access, and a convenient half bathroom. Upstairs, you'll find two spacious primary-style bedrooms, each with its own private bathroom. One bathroom features a tub/shower combination, while the other offers a walk-in shower. Between the two bedrooms is a versatile loft area that serves as an ideal reading room, sitting area, home office, or bonus space. The loft may offer the potential to be enclosed for additional privacy or flexible use as a third bedroom, subject to buyer verification and any applicable requirements. This home has been meticulously maintained and reflects pride of ownership throughout. The kitchen and bathrooms retain their original character while providing an excellent opportunity for a new owner to personalize and update to their own taste. Additional features include a leased solar system with a monthly payment of approximately $108. Seller reports average electric bills ranging from approximately $40 to $60 per month, depending on usage. Buyer to assume the existing solar lease. Don't miss this opportunity to make this inviting Covina home your own. Schedule your private showing today!

Location

Covina, Los Angeles County, CA 91722

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Listed by: MARIA LERMA · TOP PRODUCERS REALTY PARTNERS

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,340

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $69,999 · Loan: $629,991

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,048
Property tax (1.25%)
$729
Homeowners insurance
$300
Mortgage insurance
$262
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Covina home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 91722 (Covina)within ±10% of this home's price and size.

Local Market Stats

See Covina, CA 91722 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.