10779 Modoc
Rancho Cucamonga, CA, 91701
$925,000
MLS: OC26106792
Beds
4
Baths
3
Sq Ft
1,853
Lot
0.19 ac
Year Built
1987
MLS #
OC26106792
Days on Market
26
Listed
May 21, 2026
Description
Location, Location, Location! Nestled in the highly sought-after heart of Rancho Cucamonga, this stunning 4-bedroom, 3-bathroom residence sits on a premium, quiet corner lot. Offering the perfect blend of luxury and practicality, this home features a spacious 3-car garage ( upgraded 220V EV charge ), convenient RV parking, 22 fully paid-off solar panels for massive energy savings and upgrade power panel -Elegant Interior Living- Step inside to dramatic high ceilings and beautiful wood flooring that flows throughout the main level. The heart of the home is a chef-inspired kitchen, completely remodeled with elegant quartz countertops, custom tile backsplash, and upgraded cabinetry. -Versatile Floor Plan- Designed for modern living, the main floor boasts a spacious bedroom with double-door entry—ideal for guests, a home office, or multi-generational needs. It is located directly adjacent to a beautifully remodeled bathroom featuring unique tile and flagstone accents. Upstairs, the primary suite offers a private, luxurious retreat with its own luxuriously upgraded bathroom while two additional bedrooms share a stylishly upgraded Jack-and-Jill bathroom. -An Entertainer’s Private Paradise- The resort-style backyard featuresa sparkling pool equipped with aprofessionally installed, high-quality removable mesh safetyfence.complete with a durable PebbleTec finish, waterfalls, and spectacular nighttime lighting. Host summer gatherings at the built-in BBQ island while enjoying the peace of your private lot. -Unbeatable Local Convenience- Live in the center of it all! This home is located in an award-winning school district (including Los Osos High School) and offers unparalleled access to: • Shopping & Dining: Minutes from Victoria Gardens and Trader Joe’s. • Education & Travel: Just a short drive to Chaffey College, Claremont Colleges and Ontario International Airport. • Recreation: Steps from the scenic Pacific Electric Bike Trail and easy 210 Freeway access for commuters.
Location
Rancho Cucamonga, San Bernardino County, CA 91701
Open on Google Maps ↗Listed by: Zhongkai Wang · Real Broker
Payment estimate
$6,883
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $92,500 · Loan: $832,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,273
- Property tax (1.25%)
- $964
- Homeowners insurance
- $300
- Mortgage insurance
- $347
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $32,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91701 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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