1081 Loma Avenue
Long Beach, CA, 90804
$1,250,000
MLS: PW26114820
Beds
3
Baths
3
Sq Ft
1,992
Lot
0.10 ac
Year Built
1996
MLS #
PW26114820
Days on Market
15
Listed
May 28, 2026
Description
Welcome to 1081 Loma, a beautifully reimagined 3 bedroom, 2.5 bathroom residence, centrally located in the vibrant Zaferia District of Long Beach. This modern and turnkey 2-story home has all the upgrades- from a new A/C system, roof, windows, and smart appliances, to new secure fencing separating fresh landscaping in both the front and back. Inside, you’re greeted with high ceilings and a spacious living room with a lighted tray ceiling, accent wall, and fireplace. Custom crystal chandeliers elevate the space in the living & dining room, staircase, and primary bedroom, with large windows lining the back wall, filling the updated kitchen and dining room with light and inviting you outdoors to the gated backyard. Upstairs, you’ll find three spacious bedrooms and two tastefully updated bathrooms with LED mirrors and floating vanities. French doors through the 3rd bedroom open to a rooftop deck, perfect for entertaining or relaxing. Complete with a two-car garage with epoxy floors, and a driveway for additional parking. Walk to restaurants and everything the Zaferia District has to offer, and get involved with the neighborhood at the local adjacent community garden. Don’t miss this opportunity in a great location.
Location
Long Beach, Los Angeles County, CA 90804
Open on Google Maps ↗Listed by: Robert Rasmussen · California Real Estate Company
Payment estimate
$9,196
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $125,000 · Loan: $1,125,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,126
- Property tax (1.25%)
- $1,302
- Homeowners insurance
- $300
- Mortgage insurance
- $469
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $43,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Long Beach, CA 90804 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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