ActiveSingleFamilyResidence

1081 Loma Avenue

Long Beach, CA, 90804

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$1,288,000

Original list price: $1,398,888

MLS: WS26020878

Beds

3

Baths

3

Sq Ft

1,992

Lot

0.10 ac

Year Built

1996

MLS #

WS26020878

Days on Market

99

Listed

Jan 28, 2026

Description

Discover a completely upgraded residence that truly resembles a brand-new home! This exceptional and stunning property is a must-see. It features a brand-new roof, doors, and windows, as well as a state-of-the-art A/C system, a modern kitchen and bathroom, new appliances, and beautifully landscaped front and back yards. The rooftop deck and high ceilings further enhance the space, complemented by a secure fence and solar lighting. Step inside to admire the custom-made, imported crystal chandeliers with adjustable lighting and the living room's unique ceiling design. The office seamlessly connects to the private rooftop deck, ensuring that every room is both spacious and filled with natural light. Enjoy amenities like skylights, smart home appliances and toilets, LED mirrors, and a walk-in closet. The waterfall-style island platform serves as a stunning centerpiece in the kitchen, while the spacious staircase is adorned with large tempered safety glass. Additional features include a double garage with epoxy flooring.Termite completed . Nestled in a safe, quiet neighborhood with friendly neighbors, this home boasts unique architecture and thoughtful design. Welcome to your dream home!

Location

Long Beach, Los Angeles County, CA 90804

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Listed by: XIAONAN LI · Pinnacle Real Estate Group

Payment estimate

$9,459

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $128,800 · Loan: $1,159,200

%
Principal & Interest
$7,335
Property tax (1.25%)
$1,342
Homeowners insurance
$300
Mortgage insurance
$483
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $45,080 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Long Beach, CA 90804 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.