10831 Monte Vista
Phelan, CA, 92371
$465,000
MLS: HD26017115
Beds
3
Baths
2
Sq Ft
1,176
Lot
1.00 ac
Year Built
1980
MLS #
HD26017115
Days on Market
1
Listed
Jan 26, 2026
Description
Escape the traffic, the crowds, and the chaos — and come find peace at this beautiful property! Sitting on a full acre of land, this home welcomes you with a lush green front lawn and a spacious, gated backyard — perfect for privacy, relaxation, and entertaining. There’s plenty of room for all your toys — ATVs, RVs, toy haulers, and more — with RV hookups already in place. Inside, you’ll find 3 bedrooms and 2 bathrooms, along with a detached garage for extra storage or workspace. The home features new carpet and padding, plus several thoughtful updates throughout. Surrounded by beautiful trees and peaceful scenery, every afternoon here feels like a retreat. Come see for yourself — this property truly has the space, serenity, and comfort you’ve been searching for!
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Josue Lopez Minas · Coldwell Banker Home Source
Payment estimate
$3,530
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,500 · Loan: $418,500
- Principal & Interest
- $2,571
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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