10840 Santa Rosa Road
Santa Rosa, CA, 93012
$2,850,000
MLS: V1-34969
Beds
8
Baths
6
Sq Ft
5,358
Lot
55.73 ac
Year Built
1965
MLS #
V1-34969
Days on Market
24
Listed
Mar 3, 2026
Description
Where the land rises above it all -- 55 acres of rolling Santa Rosa Valley landscape, private, panoramic, and primed for legacy. An increasingly rare offering of hilltop terrain with income in place and extraordinary future upside.10840-10848 Santa Rosa Road is comprised of multiple legal parcels totaling approximately 55.73+/- acres and includes three existing residences with approximate bedroom count and sq footage: 4 bed / 2 bath home (approx. 2215 SF) 2 bed / 1 bath home (approx. 1,125 SF) 3 bed / 2 bath home (approx. 2,130 SF)The existing homes create immediate income and flexibility -- ideal for rentals, multigenerational living, ranch staff, or guest use -- while the expansive acreage offers a rare canvas for a signature estate compound, subject to County verification and approvals.Elevated topography provides sweeping valley vistas, natural privacy, and the opportunity to position a future main residence atop the knoll to capture dramatic sunsets and open-sky views. The usable acreage suggests a variety of potential uses -- including equestrian, agricultural, vineyard pursuits or a legacy ranch retreat.Parceled for possibility.Positioned for privacy.A rare Santa Rosa Valley landscape where land still holds promise -- and the California dream begins with vision.
Location
Santa Rosa, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Juliana Lisheski · LIV Sotheby's International
Payment estimate
$20,097
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $285,000 · Loan: $2,565,000
- Principal & Interest
- $15,760
- Property tax (1.25%)
- $2,969
- Homeowners insurance
- $300
- Mortgage insurance
- $1,069
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Rosa home with as little as 3.5% down using an FHA loan — roughly $99,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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