5492 Calarosa Ranch Road
Camarillo, CA, 93012
$2,900,000
MLS: 226001510
Beds
5
Baths
6
Sq Ft
5,104
Lot
0.88 ac
Year Built
2004
MLS #
226001510
Days on Market
11
Listed
Apr 2, 2026
Description
Resort-Style Mediterranean Ranch Living in the Heart of Camarillo. Experience the ease of California luxury in this beautifully appointed Mediterranean estate, where timeless architecture and relaxed indoor-outdoor living come together in a private, resort-inspired setting. From the moment you arrive, the home's clay tile rooflines, and graceful arched entry set a tone of understated elegance and warmth. Step inside to a dramatic two-story foyer, where a sweeping curved staircase with wrought-iron detailing frames the space, and intricate travertine medallion flooring makes an unforgettable first impression. Natural light pours through the home, highlighting soaring ceilings, refined finishes, and a seamless flow between formal and casual living areas designed for both entertaining and everyday comfort. At the heart of the home, the chef's kitchen blends functionality with style and features rich wood cabinetry, granite countertops, stainless steel appliances, and a generous center island perfect for gathering. Multiple living spaces offer flexibility and comfort, while a dedicated home theater/media room with custom built-ins creates the ultimate setting for movie nights and relaxed evenings in. Outdoors, the property truly shines as a private retreat. A resort-style, free-formed pool is surrounded by terracotta paver decking, and a poolside bathroom/dressing room, evoking a boutique hotel ambiance. The covered patio, framed by decorative brick, invites al fresco dining and year-round enjoyment, all set against a backdrop of mature tropical landscaping, including stately king and fan palms and meticulously manicured grounds. Private Guest House Retreat: Adding exceptional versatility, the detached guest house mirrors the main residence in both architectural charm and quality. Featuring one bedroom, one bath, in-unit laundry, and its own private patio, this self-contained space offers comfort and independence for extended family, guests, or potential rental income. With its cohesive Mediterranean styling--cream stucco exterior, clay tile accents, dark shutters, and terracotta paver details--it feels like a natural extension of the estate while maintaining its own sense of privacy. A rare offering that blends elegance, comfort, and flexibility, this Camarillo property captures the essence of refined Southern California living.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Deborah Soden · Coldwell Banker Realty
Payment estimate
$20,445
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $290,000 · Loan: $2,610,000
- Principal & Interest
- $16,036
- Property tax (1.25%)
- $3,021
- Homeowners insurance
- $300
- Mortgage insurance
- $1,088
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $101,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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