10863 Katepwa
Apple Valley, CA, 92308
$406,000
MLS: HD26080770
Beds
2
Baths
2
Sq Ft
1,768
Lot
0.11 ac
Year Built
2006
MLS #
HD26080770
Days on Market
0
Listed
Apr 15, 2026
Description
Welcome to this immaculate home in the gated 55+ community of Del Webb Apple Valley, ideally located on a desirable golf course lot. Enjoy wind-protected fairway views that create a comfortable and inviting outdoor setting year-round, along with convenient access to the clubhouse and community amenities. This home truly shows like a model, featuring beautifully cleaned carpets and fresh interior paint throughout. The open, airy floor plan is designed for both comfortable living and effortless entertaining, creating a bright and welcoming space. The primary bedroom closet is enhanced with custom-designed shelving, offering both an upgraded look and exceptional functionality. The garage is thoughtfully appointed with custom upper, lower, and full-height cabinetry, along with extensive built-in storage for organization and ease. The insulated garage door has been recently serviced with new springs and chain, and the motor has been maintained to ensure smooth, reliable operation. Enjoy seamless indoor/outdoor living with the upgraded extended patio, perfectly positioned to take in the protected golf course views—ideal for relaxing or entertaining in comfort. Additional amenities include a garage refrigerator, washer and dryer, living room furniture, and barstools. The home also features cellular shades throughout and a security screen door. Recent upgrades include a newer water heater (approximately 4 years old) and updated toilets. An ADT security system is installed (buyer to activate and connect). Enjoy resort-style living with access to a clubhouse, fitness center, pool, and a vibrant calendar of social events.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Trish Watkins · Realty ONE Group Empire
Payment estimate
$3,120
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,600 · Loan: $365,400
- Principal & Interest
- $2,245
- Property tax (1.25%)
- $423
- Homeowners insurance
- $300
- Mortgage insurance
- $152
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,210 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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