1087 Rocky Mountain Rd
Big Bear City, CA, 92314
$849,900
Original list price: $899,000
MLS: IG26031646
Beds
4
Baths
4
Sq Ft
2,660
Lot
0.18 ac
Year Built
1983
MLS #
IG26031646
Days on Market
176
Listed
Feb 11, 2026
Description
Fully renovated luxury mountain retreat in Big Bear with exceptional STR/ vacation rental appeal. This stunning 4-bedroom, 4-bath property features soaring vaulted ceilings, dramatic exposed beams, floor-to-ceiling stone fireplace, designer lighting, luxury bathrooms, and an upgraded chef's kitchen with premium appliances and wine refrigerator. The open-concept layout flows seamlessly from kitchen to living and dining areas, professionally designed for entertaining and accommodating large groups while providing privacy with four full bathrooms and generously sized bedrooms. Outside features include a private hot tub, oversized multi-level deck overlooking mature pines, generous parking including RV space, and the perfect Big Bear mountain setting for entertaining. Ideal for vacation rental operation, multi-family stays, corporate retreats, second-home ownership, or full-time mountain living. Optional professional furnishing and design services with estimated 60 day turnaround available to create a guest-ready vacation rental setup. Conveniently located minutes from Big Bear Village, ski resorts, hiking, village shopping, and year-round outdoor recreation. This is a rare opportunity to acquire a fully renovated, move-in ready mountain retreat with immediate vacation rental capability and strong rental demand fundamentals. Perfect for investors seeking a turnkey STR property, vacation rental operators expanding their portfolio, or buyers wanting a premium mountain lifestyle with rental income flexibility.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: John Pagnini · eXp Realty of Southern California
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,420
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,990 · Loan: $764,910
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,916
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $29,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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