1087 Rocky Mountain Rd
Big Bear City, CA, 92314
$869,000
MLS: IG26031646
Beds
4
Baths
4
Sq Ft
2,660
Lot
0.18 ac
Year Built
1983
MLS #
IG26031646
Days on Market
62
Listed
Feb 11, 2026
Description
Fully renovated luxury mountain retreat just minutes to the slopes, Big Bear Lake, and The Village! This professionally designed 2,660 sq ft home offers 4 bedrooms, 3.5 baths, and a 2-car garage with brand-new systems throughout including HVAC, roof, water heater, electrical, insulation, and windows — offering lasting quality and comfort. High-end finishes include premium appliances, designer fixtures, and custom hardware. The spacious chef’s kitchen features a walk-in pantry, bar area, and wine fridge, perfect for entertaining. The primary suite boasts a private balcony with mountain and ski slope views, spa-style ensuite with double vanity, and walk-in closet. Three additional bedrooms include one with a private balcony and one with its own half bath. Bright great room with wall-to-wall windows, tongue-and-groove ceilings, original wood beams, and stone fireplace. Glass doors open to a wraparound deck, new hot tub, fenced yard, RV/boat parking, and ample space with potential for additional guest accommodations or flexible use, subject to local regulations.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: John Pagnini · Keller Williams Realty
Payment estimate
$6,336
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $86,900 · Loan: $782,100
- Principal & Interest
- $4,805
- Property tax (1.25%)
- $905
- Homeowners insurance
- $300
- Mortgage insurance
- $326
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $30,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92314 (Big Bear City) within ±10% of this home's price and size.
$789,950
1118 Elmwood Place
Big Bear, 92314
$795,000
1117 Crater Mountain
Big Bear City, 92314
$795,000
1660 Cascade
Big Bear City, 92314
$798,888
996 Feather Mountain
Big Bear City, 92314
$799,000
50 Wiebe Road
Big Bear City, 92314
$799,999
1002 White Mountain
Big Bear City, 92314
Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.