109 S Dunning
Ventura, CA, 93003
$1,349,000
MLS: SR25258712
Beds
3
Baths
3
Sq Ft
1,600
Lot
0.14 ac
Year Built
2025
MLS #
SR25258712
Days on Market
91
Listed
Nov 12, 2025
Description
Spanish charm meets modern living! Just 2 miles from Ventura's sandy beaches, this one of a kind Spanish style home has been completely rebuilt from the studs up - blending timeless 1929 character with today's modern comforts. Step through the new front door into a bright, open interior featuring new electrical system, new electric panel, ne windows and all new finishes throughout. The kitchen and bathrooms have been beautifully redesigned with quality materials and thoughtful details, while the nearly 100 year old fireplace anchors the living space with authentic Spanish Colonial charm. Every element has been reimagined to honor the homes heritage - from its arches lines and brass mailbox to the front and rear porches perfect for enjoying Ventura's coastal breeze. Outside, the large backyard features a lush lawn and an organic garden area, offering space for play, relaxation and entertaining. Located in Ventura's sought after Midtown District, you're moments from the city's best dining, boutique shopping and local culture - and just minutes to the beach, marina and historic downtown. This is a rare opportunity to own what feels like a brand-new home that celebrates the soul of old Ventura. New owner has opportunity to add a rooftop deck on top of garage and an ADU to fully maximize.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Thomas Abbott · Realty Executives Homes
Payment estimate
$9,671
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $134,900 · Loan: $1,214,100
- Principal & Interest
- $7,460
- Property tax (1.25%)
- $1,405
- Homeowners insurance
- $300
- Mortgage insurance
- $506
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $47,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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