218 Palomares Avenue
Ventura, CA, 93003
$1,234,500
MLS: V1-34934
Beds
2
Baths
2
Sq Ft
1,829
Lot
0.16 ac
Year Built
1953
MLS #
V1-34934
Days on Market
46
Listed
Mar 5, 2026
Description
Charming single-story Ventura home with flexible living space, featuring 2 bedrooms, 2 baths and a den that can be converted into a third bedroom. Wood floors, recently updated bathroom and heating/cooling system, detached two car garage with workshop and ADU potential, plus a separate free standing office. Conveniently located near shopping, dining, hospitals and schools--including Ventura College--and major routes-an excellent opportunity for investors or owner-users seeking upside.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Samantha Luis · eXp Realty of Greater LA
Payment estimate
$8,875
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $123,450 · Loan: $1,111,050
- Principal & Interest
- $6,826
- Property tax (1.25%)
- $1,286
- Homeowners insurance
- $300
- Mortgage insurance
- $463
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $43,208 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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