10908 Royal Ascot Avenue
Bakersfield, CA, 93312
$425,000
MLS: V1-32411
Beds
4
Baths
2
Sq Ft
1,695
Lot
0.17 ac
Year Built
2002
MLS #
V1-32411
Days on Market
211
Listed
Sep 17, 2025
Description
Extensively renovated just before hitting the market, this 4 bed, 2 bath home features new carpet, luxury vinyl plank flooring in the kitchen and baths, freshly painted interiors, refinished kitchen and bathroom cabinets, and stainless-steel appliances--making it truly move-in ready. A spacious family room with a cozy fireplace flows into a bright kitchen dining area, offering an ideal space for everyday living and entertaining. The front and back yards are nicely landscaped, and a charming courtyard in the backyard provides a peaceful retreat. Conveniently located near shops, dining, and highly rated schools, this home blends comfort, style, and location.
Location
Bakersfield, Kern County, CA 93312
Open on Google Maps ↗Listed by: William Gordon · Watson Realty
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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