9909 Mona Lisa Ln
Bakersfield, CA, 93312
$410,000
MLS: TR26041547
Beds
3
Baths
2
Sq Ft
1,757
Lot
0.15 ac
Year Built
2000
MLS #
TR26041547
Days on Market
34
Listed
Feb 25, 2026
Description
Welcome to this Northwest Bakersfield gem where timeless comfort meets California living at its finest. From the moment you arrive, the manicured façade, charming topiary plants flanking the garage, and welcoming entry create unforgettable curb appeal. Inside, luminous living spaces are thoughtfully designed for both everyday living and effortless entertaining. The spacious living room with a cozy fireplace flows seamlessly into a well-appointed kitchen and formal dining area, perfect for gatherings and memorable meals. A convenient indoor laundry room and versatile hallway nook offer ideal space for a home office or study. Each bedroom is generously sized with abundant natural light and a serene ambiance. Step outside to your private backyard retreat featuring a sparkling inground pool, lush palm trees, mature fruit trees, and a covered patio; perfect for relaxing mornings, lively summer pool parties, and peaceful sunset evenings. Additional highlights include central heat and air, laminate and tile flooring throughout and a quiet location in the desirable Madison Grove neighborhood. This beautiful home blends comfort, style, and location, ready to welcome its next proud owner.
Location
Bakersfield, Kern County, CA 93312
Open on Google Maps ↗Listed by: Sameena Ali · KW Vision
Payment estimate
$3,148
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
- Principal & Interest
- $2,267
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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