ActiveSingleFamilyResidence

10939 Little Lake

Downey, CA, 90241

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$950,000

MLS: DW26098565

Beds

3

Baths

2

Sq Ft

1,971

Lot

0.12 ac

Year Built

1996

MLS #

DW26098565

Days on Market

5

Listed

May 6, 2026

Description

Welcome to this beautiful 1996-built family home, nestled in a prime Downey location with Wilderness Park right in your backyard. This spacious 4-bedroom, 2-bathroom residence offers a perfect blend of comfort and convenience. The expansive Master Suite serves as a true retreat, complete with a private lounge, oversized closet, and stunning views of the park greenery. Relax by the cozy fireplace in the family room or enjoy the low-maintenance yard, perfect for busy families. With an unfinished third bathroom ready for your personal touch and easy access to the 5, 605, and 105 freeways, this home truly has it all.

Location

Downey, Los Angeles County, CA 90241

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Listed by: Ludy Merida · Century 21 LOTUS

Payment estimate

$7,056

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $95,000 · Loan: $855,000

%
Principal & Interest
$5,410
Property tax (1.25%)
$990
Homeowners insurance
$300
Mortgage insurance
$356
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Downey home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 90241 (Downey)within ±10% of this home's price and size.

Local Market Stats

See Downey, CA 90241 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.