1095 Canal Street
Oxnard, CA, 93035
$1,095,000
MLS: V1-33816
Beds
3
Baths
4
Sq Ft
2,232
Lot
0.04 ac
Year Built
2021
MLS #
V1-33816
Days on Market
52
Listed
Jan 5, 2026
Description
Welcome to Shoreline50--a recently built, move-in-ready collection of homes offering style, comfort, and convenience on the beautiful shores of Oxnard, CA. This charming three bedroom, three-and-a-half bathroom property blends modern upgrades with functional living spaces, making it an ideal choice for first-time buyers, families, or second home seekers looking for a low-maintenance vacation home.Step inside to an inviting open layout filled with natural light. The living area features warm hardwood flooring and a seamless flow into the open dining space--perfect for gatherings, weeknight dinners, or relaxed evenings at home. The turnkey kitchen offers ample cabinet storage, sleek countertops, and stainless steel appliances.This home offers three comfortable bedrooms, each with generous walk-in closet space. The primary suite provides a peaceful retreat with an en-suite bath, walk in closet, and updated finishes. The additional bedrooms are perfect for family, guests, or a home office. All bathrooms have been tastefully designed with contemporary fixtures and clean, neutral finishes.Outside, the private backyard and oversized deck are standout features--ideal for entertaining, sunbathing, or simply enjoying the coastal breeze. With room for outdoor dining and play, it's a natural extension of the home's living space. The attached garage offers secure parking and additional storage.Other community highlights include a gated pool, heated spa, and clubhouse. The location places you just minutes from USA Today's #1 ranked beach in California for 2023, 2024, and 2025, parks, shopping, dining, and quick access to the 101 and PCH.Thoughtfully updated and ideally located, 1095 Canal Street delivers the best of Southern California living--move-in ready comfort close to everything Oxnard has to offer.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Vanessa Porter · LIV Sotheby's International
Payment estimate
$7,906
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,500 · Loan: $985,500
- Principal & Interest
- $6,055
- Property tax (1.25%)
- $1,141
- Homeowners insurance
- $300
- Mortgage insurance
- $411
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $38,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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