740 Freeport Lane
Oxnard, CA, 93035
$1,019,000
MLS: V1-35603
Beds
4
Baths
4
Sq Ft
2,422
Lot
0.09 ac
Year Built
2005
MLS #
V1-35603
Days on Market
8
Listed
Apr 6, 2026
Description
Welcome to this move-in ready home in the desirable Wingfield neighborhood! With nearly 2,500 square feet, this 4-bedroom, 3.5-bath residence offers a perfect blend of comfort and style. Step inside to a dramatic cathedral ceiling entry that opens to a bright living room and formal dining area--ideal for entertaining. The open-concept layout connects the spacious kitchen, breakfast nook, and family room with a cozy decorative stone fireplace. The kitchen features granite countertops, decorative stone backsplash, stainless steel double oven, a 5-burner gas cooktop, LED recessed lighting, ample cabinetry, and a large center island. A downstairs bedroom with a full bath is perfect for guests. The beautiful wrought-iron staircase leads you upstairs where you can enjoy a versatile loft with a separate office area, along with a relaxing primary suite featuring two walk-in closets and a spa-inspired bath with soaking tub, separate shower, and double vanities. Two additional bedrooms share a full bath with dual sinks. A dedicated laundry room with cabinetry adds everyday convenience. The low-maintenance backyard has an outdoor playhouse while the front yard has artificial grass. Ideally located just minutes from stunning beaches, Seabridge Marina, and Channel Islands Harbor, this home offers the perfect blend of coastal living and everyday comfort.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Elizabeth Cuico · BHHS California Properties
Payment estimate
$7,378
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $101,900 · Loan: $917,100
- Principal & Interest
- $5,635
- Property tax (1.25%)
- $1,061
- Homeowners insurance
- $300
- Mortgage insurance
- $382
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $35,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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