10966 Neola Road
Apple Valley, CA, 92308
$359,000
MLS: IG26126344
Beds
3
Baths
2
Sq Ft
1,302
Lot
0.62 ac
Year Built
1987
MLS #
IG26126344
Days on Market
0
Listed
Jun 12, 2026
Description
Welcome to peaceful country living in the heart of Apple Valley. This well-kept and beautifully maintained 3-bedroom, 2-bath home offers 1,302 sq. ft. of comfortable living space on a spacious .62-acre lot with room to spread out and enjoy the rural lifestyle. Inside, you’ll find warm wood flooring, ceiling fans throughout, and a cozy family room centered around a charming fireplace—perfect for relaxing evenings at home. The kitchen features a breakfast bar that opens to the dining area, creating a functional and inviting layout ideal for everyday living and entertaining. Step outside and enjoy the covered back porch that stretches the full length of the home, offering the perfect space to unwind, host gatherings, or simply take in the quiet surroundings. The property also features gated RV parking, an extended 2-car garage, plus an additional detached 1-car garage—ideal for extra vehicles, toys, storage, or a workshop setup. Clean, cared for, and full of country charm, this property offers the perfect blend of comfort, space, and rural living while still being conveniently close to town amenities.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: LINDA POPE · REALTY ONE GROUP EMPIRE
Payment estimate
$2,855
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,900 · Loan: $323,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,046
- Property tax (1.25%)
- $374
- Homeowners insurance
- $300
- Mortgage insurance
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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