19146 Oak
Apple Valley, CA, 92308
$339,000
MLS: CV25263374
Beds
2
Baths
2
Sq Ft
1,442
Lot
0.09 ac
Year Built
1995
MLS #
CV25263374
Days on Market
138
Listed
Nov 22, 2025
Description
Charming 2-Bedroom Home in Gated 55+ Community – Beautifully maintained 2-bedroom, 2-bathroom home located in the sought-after gated 55+ community of Jess Ranch in Apple Valley. This inviting single-story residence features a spacious floor plan, ideal for both relaxing and entertaining. Step inside to find a custom-built entertainment center, adding a touch of elegance and functionality to the living area. Bright and inviting dining and living area perfect for any time of the year. Each bedroom is comfortably sized, with the primary suite offering an en-suite bathroom and ample closet space. Enjoy peace of mind and privacy with a 2-car attached garage, and take in the serenity of this well-kept neighborhood. Community amenities include scenic walking paths, lush landscaping, clubhouse, and recreational activities—all designed to support an active and comfortable lifestyle. Conveniently located near shopping, restaurants, medical facilities, and more. This is your opportunity to enjoy low-maintenance living in a warm, welcoming community
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Mark Sapienza · BERKSHIRE HATH HM SVCS CA PROP
Payment estimate
$2,655
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,900 · Loan: $305,100
- Principal & Interest
- $1,875
- Property tax (1.25%)
- $353
- Homeowners insurance
- $300
- Mortgage insurance
- $127
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $11,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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