1097 E Mirada
San Bernardino, CA, 92404
$479,900
MLS: IG26123769
Beds
4
Baths
2
Sq Ft
1,489
Lot
0.16 ac
Year Built
1958
MLS #
IG26123769
Days on Market
31
Listed
Jul 2, 2026
Description
Welcome to this charming single-story home offering 4 bedrooms, 2 bathrooms, and 1,489 square feet of living space on a spacious 6,900 square foot lot. The open-concept floor plan creates a comfortable flow between the living, dining, and kitchen areas, making it ideal for everyday living and entertaining. Enjoy the benefits of solar for added energy efficiency and a covered patio that provides the perfect space to relax, barbecue, or enjoy outdoor gatherings year-round. The generously sized lot offers plenty of room for gardening, pets, play, or future customization. This home presents a fantastic opportunity for buyers looking to add their own personal touches and create their dream space. Conveniently located near schools, shopping, dining, and commuter routes, this property combines potential, functionality, and value. Don't miss the chance to make it your own!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Audrey Acevedo · KELLER WILLIAMS REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,758
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,990 · Loan: $431,910
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,778
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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