11044 Luminate Drive
Rancho Cucamonga, CA, 91730
$575,000
Original list price: $610,000
MLS: CV26099576
Beds
3
Baths
4
Sq Ft
1,467
Lot
0.03 ac
Year Built
2021
MLS #
CV26099576
Days on Market
73
Listed
May 7, 2026
Description
Welcome to 11044 Luminate Drive in Rancho Cucamonga — a beautifully upgraded tri-level corner-unit condo built in 2021, offering 1,467 square feet of modern, light-filled living designed for both comfort and style. This move-in-ready home features 3 bedrooms, 2 full bathrooms, 2 half bathrooms, and a spacious 2-car tandem garage with EV-ready hookup. As a rare end-unit, the home enjoys abundant natural light throughout along with added privacy. Upgraded blinds and shades throughout add both sophistication and functionality, perfectly complementing the expansive windows and open-concept layout. The first level welcomes you with a private entryway, half bath, and attached tandem garage. Upstairs, the second floor is designed for entertaining with a bright open-concept living space and a chef-inspired kitchen featuring a dramatic waterfall quartz island, quartz countertops, designer quartz backsplash, premium stainless steel appliances, and a private balcony ideal for morning coffee or evening relaxation. Included appliances feature a Platinum Series counter-depth refrigerator, convection oven, Max Jet dishwasher, microwave/oven combo, and LG washer and dryer conveniently located on the third floor. The entire top floor is dedicated to comfort and functionality, featuring a spacious primary suite with scenic mountain views, an oversized walk-in closet, dual-sink quartz vanity, and stand-up shower. Two additional bedrooms and a full guest bathroom with quartz finishes complete the upper level. Residents enjoy access to resort-style HOA amenities including a pool, spa, fitness center, BBQ areas, fire pit, dog wash station, conference and meeting rooms, and a banquet center for private events. The community is also home to Teaspoon Boba Café and Cassidy’s Corner bagel shop, with additional retail and dining options continuing to grow throughout the area. Ideally located near Victoria Gardens, Ontario Mills, Target, Stater Bros, Starbucks, and countless shopping and dining destinations, this home also offers convenient access to the 10, 15, and 210 freeways — combining luxury, lifestyle, and everyday convenience in one exceptional opportunity.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Andrew Romo · The Kasa Agency Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,687
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $57,500 · Loan: $517,500
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,322
- Property tax (1.25%)
- $599
- Homeowners insurance
- $300
- Mortgage insurance
- $216
- HOA dues
- $250
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $20,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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