11044 Luminate Drive
Rancho Cucamonga, CA, 91730
(No pictures available yet)
$610,000
MLS: CV26099576
Beds
3
Baths
4
Sq Ft
1,467
Lot
0.03 ac
Year Built
2021
MLS #
CV26099576
Days on Market
2
Listed
May 7, 2026
Description
Welcome to 11044 Luminate Drive in Rancho Cucamonga, a FULLY FURNISHED, beautifully upgraded tri-level corner condo built in 2021, offering 1,467 sq ft of modern, sun-filled living space designed for both comfort and style. This move-in-ready home features 3 bedrooms, 2 full baths, 2 half baths, and a spacious 2-car tandem garage with EV-ready hookup. As a rare corner/end unit, the home is filled with abundant natural light throughout while offering enhanced privacy. Thoughtfully furnished and fully equipped, this residence is ideal for anyone seeking a seamless, turnkey living experience. The home also includes upgraded blinds and shades throughout — a premium add-on that provides both privacy and elegance while complementing the expansive windows and open-concept design. All appliances are included, featuring a Platinum Series counter-depth refrigerator, convection oven, Max Jet dishwasher, microwave that doubles as an oven, and LG washer and dryer conveniently located on the third floor alongside all bedrooms. The first floor offers the attached tandem garage, a half bath, and a welcoming entryway. The second floor is designed for entertaining with a bright, open-concept living area and a chef-inspired kitchen showcasing a dramatic waterfall quartz island, quartz countertops, designer quartz backsplash, a half bath with quartz finishes, and a private patio perfect for relaxing or enjoying morning coffee. The entire third floor is dedicated to comfort and convenience, featuring the spacious primary suite with mountain views, a dual-sink quartz vanity, stand-up shower, and oversized walk-in closet, along with a full guest bath with quartz countertops and tub, plus two additional bedrooms. Enjoy scenic mountain views from the primary suite and staircase while soaking in the natural light that pours throughout the home. Residents enjoy access to a lifestyle-focused HOA with resort-style amenities including a pool, spa, BBQ pits, fire pit, fitness center, dog wash station, conference and meeting rooms, and a banquet center for hosting events. The community is home to Teaspoon Boba Café and will soon welcome Cassidy’s Corner bagel shop along with additional retail and dining options. Ideally located near Ontario Mills, Victoria Gardens, Target, Stater Bros, Starbucks, and an abundance of shopping and dining, this home also offers quick access to the 10, 15, and 210 freeways for an easy commute and convenient everyday living.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Andrew Romo · The Kasa Agency Inc.
Payment estimate
$4,638
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,000 · Loan: $549,000
- Principal & Interest
- $3,474
- Property tax (1.25%)
- $635
- Homeowners insurance
- $300
- Mortgage insurance
- $229
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $21,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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