1107 Pacific
Bakersfield, CA, 93305
$330,000
MLS: OC25238332
Beds
4
Baths
2
Sq Ft
1,315
Lot
0.17 ac
Year Built
1935
MLS #
OC25238332
Days on Market
97
Listed
Oct 13, 2025
Description
Welcome to 1107 Pacific Street, a beautifully maintained duplex style offering the perfect blend of charm, functionality, and investment potential. The main house features 3 bedrooms and 1 bath across approximately 980 sq. ft., while the detached ADU includes 1 bedroom, 1 bath, and a full kitchen in roughly 335 sq. ft. The front unit is currently rented for $1,700 per month, providing immediate income, while the rear unit is vacant, ready to lease at market rent or ideal for an owner looking to live onsite. Each unit has been thoughtfully updated while maintaining its classic architectural appeal. Both enjoy dedicated parking, and the property sits on a 7,405 sq. ft. lot zoned R-3, allowing flexible use and future potential. Located in one of Bakersfield’s most central and convenient neighborhoods, just minutes from Downtown Bakersfield, shopping, dining, and major highways, this home offers the ideal balance of lifestyle and return on investment. Whether you’re a first-time investor, a multi-generational family, or someone seeking a home with built-in rental income.
Location
Bakersfield, Kern County, CA 93305
Open on Google Maps ↗Listed by: Alex Duarte · First Team Real Estate
Payment estimate
$2,592
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,000 · Loan: $297,000
- Principal & Interest
- $1,825
- Property tax (1.25%)
- $344
- Homeowners insurance
- $300
- Mortgage insurance
- $124
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $11,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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