ActiveSingle Family Residence

1109 Elm Street

Tehachapi, CA, 93561

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$385,000

MLS: 26004861

Beds

4

Baths

3

Sq Ft

1,532

Lot

0.09 ac

Year Built

2022

MLS #

26004861

Days on Market

1

Listed

Jun 20, 2026

Description

**Charming Newer Construction Two-Story Home in the Heart of Tehachapi!** Welcome to this inviting 4-bedroom, 3-bathroom home offering 1,532 sq ft of comfortable living space in a prime Tehachapi location. Built with modern appeal, this two-story gem blends functionality and style, making it perfect for growing families or those seeking low-maintenance mountain living. Step inside to an open and airy main level featuring a spacious family room that flows effortlessly into the dining area and kitchen. The kitchen shines with beautiful stone countertops, ample cabinetry, and a layout designed for both everyday meals and entertaining. Downstairs also includes a convenient powder bath and a dedicated indoor laundry room that provides direct access to the attached 2-car garage -- making errands and daily routines a breeze. Head upstairs where all four bedrooms are thoughtfully located for privacy and convenience. The generous master suite offers a peaceful retreat with its own private en-suite bathroom, while two additional full bathrooms serve the remaining bedrooms and family needs. This home's standout feature is its unbeatable location -- just a short walk to downtown Tehachapi's vibrant shops, restaurants, and community events. Enjoy the ease of centralized shopping and dining right at your doorstep while still being surrounded by the scenic beauty and small-town charm that makes Tehachapi so special. Whether you're looking for your first family home or a smart investment in one of Kern County's most desirable areas, this newer construction residence delivers comfort, style, and convenience in a package that's hard to beat. Ready to make it yours? Contact me today to schedule a private showing!

Location

Tehachapi, Kern County, CA 93561

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Listed by: Lorena Semerenko · RE/MAX All-Pro

Payment estimate

$2,948

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $38,500 · Loan: $346,500

%

Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,183
Property tax (1%)
$321
Homeowners insurance
$300
Mortgage insurance
$144
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 18, 2026

30-year fixed
6.47%
15-year fixed
5.81%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $13,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

See Tehachapi, CA 93561 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.