PendingDuplex

11121 Richmont Road

Loma Linda, CA, 92354

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$729,000

MLS: IG26101531

Beds

4

Baths

2

Sq Ft

1,845

Lot

0.17 ac

Year Built

1952

MLS #

IG26101531

Days on Market

11

Listed

May 16, 2026

Description

Charming Duplex in the Heart of Loma Linda – Perfect for Investors or Multigenerational Living! This inviting duplex offers two spacious 2-bedroom, 1-bath units, each approximately 900 sqft, giving you excellent flexibility for owner-occupant living & rental income. Enjoy the convenience of a shared outdoor laundry room with hookups for both units, plus a long driveway and a detached 2-car garage for plenty of parking and storage. Located in the ''walk zone'' just a short stroll to the popular Drayson Center, Loma Linda University, Medical Center, Children's Hospital & VA hospital or hop in your car and make it about a 2-minute drive. Minutes from grocery stores, dining, and the scenic trails at Hulda Crooks Park. Quick access to the 10 freeway for effortless commuting. Whether you’re looking for a smart investment in a high-demand area or a comfortable home base with built-in income potential, this centrally located duplex delivers convenience, comfort, and community all in one package. Don’t miss out & schedule a tour!

Location

Loma Linda, San Bernardino County, CA 92354

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Listed by: MARGERY VELASQUEZ · KELLER WILLIAMS REALTY

Payment estimate

$5,488

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $72,900 · Loan: $656,100

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,156
Property tax (1.25%)
$759
Homeowners insurance
$300
Mortgage insurance
$273
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $25,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Loma Linda, CA 92354 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.