25107 Prospect
Loma Linda, CA, 92354
$722,000
MLS: IG26110270
Beds
3
Baths
2
Sq Ft
1,966
Lot
0.20 ac
Year Built
1950
MLS #
IG26110270
Days on Market
6
Listed
May 20, 2026
Description
Investment Opportunity in Loma Linda!!! Or Multi family possibilities!! Live in one and rent out the other one! So many choices!! Discover a prime investment property located in the heart of Loma Linda, just a short bike ride or easy walk from Loma Linda University Medical Center. This well-maintained duplex features two units, making it an excellent opportunity for both seasoned investors and newcomers alike. Unit 1 (Upper) is spacious and cheery and offers - 2 Bedrooms, 1 Bath - Charming hardwood floors - Cozy kitchen - Currently tenant-occupied, ensuring immediate rental income, notice has been given. The second Unit number 2 is on the Lower level has 1 Bedroom and 1 bath - Extra-large living area, providing ample space for comfort or make another room! - Available for immediate occupancy, perfect for new tenants or owner-occupants. Additional Features include: -Spacious lot with plenty of parking available On-site laundry facilities in both units - Individual electric and gas meters for each unit, promoting utility efficiency This property presents a fantastic opportunity to secure a lucrative investment in a desirable location. With its proximity to Loma Linda University Medical Center and the growing demand for rental housing in the area, this duplex is a must-see for any investor looking to expand their portfolio.
Location
Loma Linda, San Bernardino County, CA 92354
Open on Google Maps ↗Listed by: Eileen Didier · CENTURY 21 LOIS LAUER REALTY
Payment estimate
$5,439
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,200 · Loan: $649,800
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,116
- Property tax (1.25%)
- $752
- Homeowners insurance
- $300
- Mortgage insurance
- $271
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $25,270 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Loma Linda, CA 92354 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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