Under ContractSingleFamilyResidence

1116 Okapi

Ventura, CA, 93003

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$555,000

MLS: V1-34886

Beds

3

Baths

2

Sq Ft

1,241

Lot

0.04 ac

Year Built

1973

MLS #

V1-34886

Days on Market

51

Listed

Feb 26, 2026

Description

This is an excellent opportunity to own in a beautiful park like and tranquil community. Come add your own personal stylistic touches and create your own comfortable retreat. This 3-bedroom and 1.5-bathroom home offers 1241 SF of living space. The large main bedroom has 2 closets and ceiling fan, and a second bedroom opens onto an inviting balcony that you can enjoy the warm evenings. At the rear of this room is a large walk-in closet that leads to the full bathroom and next to the third bedroom that overlooks the rear patio. The lovely patio area is fully fenced, low maintenance and offers space for entertaining or simply relaxing and enjoying the Ventura breeze. It also includes a storage closet and a laundry closet with washer and dryer included. The kitchen has updated cabinets and countertops and includes the refrigerator and has a direct access door to the one-car garage that offers plenty of additional storage, plus a driveway parking space. There is also an assigned 2nd parking space for your guests or a second vehicle. The HOA includes water, sewer, trash, and pool/clubhouse access. Todd Ranch is a safe, friendly community that includes 3 pools, 2 clubhouses, serene landscaping. and lush walkways. This wonderful complex is centrally located in town near the Ventura Aquatic Center, Kimball Park and Barranca Vista Park, grocery stores, shopping, restaurants, 101/126 freeways. and just minutes away from Ventura's beautiful beaches and the Ventura Harbor. Located within a Planned Urban Development (PUD) this property qualifies for Conventional, FHA and VA financing. Don't miss out on this opportunity - schedule your showing today!

Location

Ventura, Ventura County, CA 93003

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Listed by: Art Perez · Century 21 Masters

Payment estimate

$4,155

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $55,500 · Loan: $499,500

%
Principal & Interest
$3,069
Property tax (1.25%)
$578
Homeowners insurance
$300
Mortgage insurance
$208
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $19,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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