1118 E 33rd St
San Bernardino, CA, 92404
$419,999
MLS: IG26081578
Beds
3
Baths
2
Sq Ft
936
Lot
0.17 ac
Year Built
1954
MLS #
IG26081578
Days on Market
4
Listed
Apr 17, 2026
Description
Welcome to this inviting home in the heart of San Bernardino, offering a great opportunity for comfortable living and future potential. This property features a functional layout with spacious living areas filled with natural light, creating a warm and welcoming atmosphere from the moment you walk in. There is a 120su/ft permitted studio next to detached garage that can be used as an office or for business purposes. The detached garage can be converted to an ADU and offer high investing potential! Bedrooms are well-sized, offering flexibility for growing households, guests, or even a home office setup. Step outside to a generously sized yard with plenty of room to create your ideal outdoor space—whether it’s entertaining, gardening, or simply relaxing. Conveniently located near schools, shopping, dining, and major freeways, this home makes daily living easy and accessible. A great opportunity for first-time buyers, families, or investors looking to add value—don’t miss your chance to make this home your own! Currently rented to a tenant who can stay if you plan on renting it out or home can be sold vacant as well.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Jose Ponce · PONCE & PONCE REALTY, INC
Payment estimate
$3,217
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,000 · Loan: $377,999
- Principal & Interest
- $2,322
- Property tax (1.25%)
- $437
- Homeowners insurance
- $300
- Mortgage insurance
- $157
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $14,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92404 (San Bernardino) within ±10% of this home's price and size.
$425,000
2508 Taylor
San Bernardino, 92404
$425,000
503 E 28th Street
San Bernardino, 92404
$430,000
720 Orchid
San Bernardino, 92404
$430,000
7226 Tippecanoe Avenue
San Bernardino, 92404
$439,900
3929 Modesto Drive
San Bernardino, 92404
$449,900
1936 Sepulveda Avenue
San Bernardino, 92404
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.