$399,000
MLS: CV26055099
Beds
2
Baths
1
Sq Ft
1,034
Lot
0.16 ac
Year Built
1950
MLS #
CV26055099
Days on Market
2
Listed
Mar 12, 2026
Description
Charming 3-bedroom, 1-bath home located in an established San Bernardino neighborhood. Built in 1950, this 1,034 sq ft home sits on a generous 6,902 sq ft lot and offers a great opportunity for a buyer looking to add their personal touch. The home features a functional layout with comfortable living space and plenty of natural light throughout. The property is in good overall condition and primarily needs cosmetic updates, making it perfect for someone looking to create their dream home without major renovations. The spacious backyard provides plenty of room for outdoor living, entertaining, or future improvements. The yard is enhanced with mature orange trees, adding charm, shade, and the opportunity to enjoy fresh fruit right from your own backyard. Conveniently located near schools, shopping, parks, and commuter routes. Great opportunity to own a solid home with tons of potential.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Erika Amis · EXP REALTY OF CALIFORNIA INC
Payment estimate
$3,140
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,274
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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