ActiveSingleFamilyResidence

11189 SUMMERSIDE Lane

Rancho Cucamonga, CA, 91737

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$1,150,000

MLS: CV26063363

Beds

4

Baths

3

Sq Ft

2,865

Lot

0.18 ac

Year Built

1990

MLS #

CV26063363

Days on Market

25

Listed

Mar 25, 2026

Description

Beautiful 4 bedrooms 3 full bathrooms Single-Family home located in one of the most desirable areas In the City of Rancho Cucamonga. Close to schools, shopping areas, malls and freeways. This home features a large kitchen with brand new kitchen appliances, double oven, stove and dishwasher. Spacious living room with a separate formal dining room, family room, a bonus room and bathroom on the first floor. The upstairs features 3 large bedrooms and a master bedroom that has a tub separated from the shower room and a balcony. This house has a 3 car garage and there is also an individual room for the washer and dryer.

Location

Rancho Cucamonga, San Bernardino County, CA 91737

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Listed by: Andy Cayanan · L.A. FINANCIAL MANAGEMENT & SV

Payment estimate

$8,288

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000

%
Principal & Interest
$6,359
Property tax (1.25%)
$1,198
Homeowners insurance
$300
Mortgage insurance
$431
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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