11109 Cedar Creek Drive
Rancho Cucamonga, CA, 91737
$1,158,000
MLS: WS26127380
Beds
4
Baths
3
Sq Ft
2,629
Lot
0.26 ac
Year Built
1988
MLS #
WS26127380
Days on Market
0
Listed
Jun 12, 2026
Description
Welcome to this beautiful home located in the highly desirable Compass Rose community of Rancho Cucamonga, ideally situated near the highly regarded Los Osos High School. This spacious residence features 4 bedrooms, 3 bathrooms, and a private home office, offering the perfect balance of functionality and flexibility for today's lifestyle. A grand double-door entry welcomes you into the light-filled formal living and dining rooms, while the expansive family room flows seamlessly into the open-concept kitchen. Thoughtfully designed for both everyday comfort and effortless entertaining, the kitchen features granite countertops, abundant cabinetry, and a sunny breakfast nook that serves as the heart of the home. The main floor also includes a bedroom and full bathroom, ideal for guests, extended family, or multigenerational living. Upstairs, the spacious primary suite provides a private retreat, complete with a beautiful primary bathroom featuring dual vanities, a separate walk-in shower, and a deep soaking tub. Two additional bedrooms share a Jack-and-Jill bathroom, and all three upstairs bedrooms enjoy breathtaking mountain views and sparkling city-light vistas. Step outside to your own resort-style backyard oasis. An expansive viewing deck overlooks the sparkling pool and spa, creating the perfect setting for relaxation and memorable gatherings. The backyard also features a built-in BBQ, fire pit, covered patio, and generous entertaining space, making it ideal for year-round outdoor living and hosting family and friends. Additional highlights include wood flooring, plantation shutters, a dedicated laundry room, an attached three-car garage, and an oversized driveway providing ample parking for multiple vehicles. Nestled in a well-maintained neighborhood that reflects true pride of ownership, this exceptional home offers both comfort and tranquility. Ideally located just minutes from Trader Joe's, Victoria Gardens, popular shopping and dining destinations, parks, and convenient access to the 210 Freeway and other major commuter routes, it perfectly combines everyday convenience with the best of Southern California living. Don't miss this rare opportunity to own a remarkable home in one of Rancho Cucamonga's most desirable neighborhoods.
Location
Rancho Cucamonga, San Bernardino County, CA 91737
Open on Google Maps ↗Listed by: Yani Zhang · Wetrust Realty
Payment estimate
$8,542
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $115,800 · Loan: $1,042,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,601
- Property tax (1.25%)
- $1,206
- Homeowners insurance
- $300
- Mortgage insurance
- $434
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $40,530 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91737 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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