1119 E 4th Street
Ontario, CA, 91764
$648,000
MLS: IV26136625
Beds
4
Baths
2
Sq Ft
1,559
Lot
0.34 ac
Year Built
1919
MLS #
IV26136625
Days on Market
16
Listed
Jun 23, 2026
Description
Two Homes on One Large Lot in Ontario! Excellent opportunity for investors or owner-occupants looking for rental income and future upside. This unique property features two separate homes situated on a spacious 14,770 sq. ft. lot in the City of Ontario. The front home offers 2 bedrooms, 1 bathroom, and approximately 849 sq. ft. of living space and a unfinished basement, along with a detached 540 sq. ft. garage. The rear home also features 2 bedrooms, 1 bathroom, approximately 710 sq. ft. of living area, and a separate 240 sq. ft. one-car garage. The front unit is currently vacant, providing immediate occupancy options, while the rear unit is occupied by a long-term month-to-month tenant. The property is serviced by three electric meters and two gas meters, offering flexibility for future use and management. The homes could benefit from updating, and the seller prefers an "As-Is" sale with a quick escrow. The large lot presents potential opportunities for expansion or the addition of an ADU (Accessory Dwelling Unit), subject to buyer verification and approval with the City of Ontario. Conveniently located with easy access to major freeways, schools, shopping centers, and a park directly across the street. Whether you're looking to live in one unit and rent the other, add value through improvements, or expand your investment portfolio, this property offers outstanding potential. Buyer to verify all information, zoning, permits, development possibilities, and ADU requirements with the City of Ontario.
Location
Ontario, San Bernardino County, CA 91764
Open on Google Maps ↗Listed by: NOE RODRIGUEZ · GOLDEN DREAMS REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,935
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,800 · Loan: $583,200
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,717
- Property tax (1.25%)
- $675
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $22,680 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91764 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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