1121 Obispo Avenue 304
Long Beach, CA, 90804
$425,000
MLS: OC26119914
Beds
1
Baths
1
Sq Ft
600
Lot
0.62 ac
Year Built
1991
MLS #
OC26119914
Days on Market
9
Listed
Jun 3, 2026
Description
Welcome to this bright and inviting top-floor condominium in one of Long Beach’s most desirable coastal neighborhoods with only 34 units, just minutes to the beach! Situated on the 3rd floor with vaulted ceilings and excellent cross-breezes, this well-maintained home offers a spacious, airy feel and the convenience of elevator access directly from the subterranean garage—no stairs required. Inside, you'll find thoughtful upgrades and everyday conveniences, including a smart thermostat, front-tier fiber internet wiring, a stackable washer and dryer, and a water filtration system on the cold-water line beneath the kitchen sink. The generous walk-in closet provides ample storage, while all appliances are included, making this home truly move-in ready. Bathroom has been updated with low flow toilet & bidet, new fixtures, vanity, and flooring. Safety features include both smoke and carbon monoxide detectors. Additional highlights include: TWO assigned parking spaces, Private storage closet with room for approximately 8 boxes of belongings, Low HOA dues just $385/month, Elevator access from the garage directly to the residential floors, Approximately 1 mile from the shoreline. For qualified buyers, this property may be eligible for exceptional financing opportunities, including the Community Advantage Program, which offers no mortgage insurance, as well as a potential ***$20,000 Ladder Up Grant Program*** through City National Bank. Experience the Best of Long Beach Living in this Walkscore 95 loft! Long Beach offers an incredible coastal lifestyle with year-round entertainment, recreation, and cultural attractions. Enjoy weekends exploring the waterfront at Shoreline Village, visiting the world-renowned Aquarium of the Pacific, or touring the historic Queen Mary. Racing enthusiasts will love the excitement of the annual Acura Grand Prix of Long Beach, while outdoor lovers can take advantage of nearby golf courses, miles of beaches, bike paths, marinas, paddleboarding, and waterfront parks. The city also offers a vibrant dining scene, local breweries, performing arts venues, and convenient access to both Orange County and Los Angeles. Whether you're searching for a primary residence, a beach-close retreat, or an investment in one of Southern California's most dynamic coastal communities, 1121 Obispo Ave #304 offers a central location, parking, and modern upgrades for a remarkable Long Beach lifestyle.
Location
Long Beach, Los Angeles County, CA 90804
Open on Google Maps ↗Listed by: Angie Weeks · First Team Real Estate
Payment estimate
$3,710
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $42,500 · Loan: $382,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,423
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
- HOA dues
- $385
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Long Beach, CA 90804 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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