Under ContractSingleFamilyResidence

1128 Canyon Trail

Topanga, CA, 90290

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$1,495,000

MLS: 25593371

Beds

4

Baths

3

Sq Ft

1,872

Lot

0.34 ac

Year Built

1967

MLS #

25593371

Days on Market

211

Listed

Sep 17, 2025

Description

Find your peaceful place to abide in this four-bedroom, three-bath, contemporary cottage-style home with two separate guest suites. Situated on a usable third of an acre with a fenced yard, this home gives you room to entertain family and guests in a mini-compound designed for indoor-outdoor living. The huge kitchen anchors the living and dining rooms, with an open plan that allows guests to flow from the shaded view deck to the back patio. The primary suite is separate from the other three bedrooms, allowing privacy. Having so many bedrooms provides options for a great home office. The main house bonus basement room could be a home theater, a playroom, or an art studio. Your guests will enjoy their stay in either the separate studio unit with its own view patio or the guest suite attached to the garage. Flat play areas are edged by grapefruit, lemon, lime, plum, and pomegranate trees. Plenty of parking in the garage and driveway. Close to Topanga State Park trails. Come up to the canyon!

Location

Topanga, Los Angeles County, CA 90290

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Listed by: Elaine Hanson · Coldwell Banker Realty

Payment estimate

$10,685

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $149,500 · Loan: $1,345,500

%
Principal & Interest
$8,267
Property tax (1.25%)
$1,557
Homeowners insurance
$300
Mortgage insurance
$561
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Topanga home with as little as 3.5% down using an FHA loan — roughly $52,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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