ActiveSingleFamilyResidence

502 Fernwood Pacific Drive

Topanga, CA, 90290

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$1,459,000

MLS: 26645873

Beds

3

Baths

2

Sq Ft

1,750

Lot

0.46 ac

Year Built

1927

MLS #

26645873

Days on Market

73

Listed

Jan 31, 2026

Description

Stunning Topanga retreat fully remodeled 3 bed, 2 bath oasis blending canyon charm with modern luxury with double lot. Minutes from Mimosa Cafe, Malibu beaches, and Santa Monica, set in an unbeatable microclimate with mountain views and a seasonal creek. Sun-drenched open living/dining/kitchen flows to a porcelain-tiled wraparound deck via French doors perfect for entertaining or peaceful mornings. Chef-ready kitchen with quartz Caesarstone, stainless steel appliances, Bosch dishwasher, soft-close cabinets and thoughtful built-ins. Private downstairs primary suite with ensuite, walk-in closet and laundry. Premium finishes: oak and porcelain floors, double-pane windows, efficient Bryant heat-pump HVAC, newer roof and HW heater. Huge detached 2-car garage with EV charging, motion-lit exterior stairs, generous yard turnkey canyon living done right.

Location

Topanga, Los Angeles County, CA 90290

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Listed by: Catherine Campbell · Sotheby's International Realty

Payment estimate

$10,435

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $145,900 · Loan: $1,313,100

%
Principal & Interest
$8,068
Property tax (1.25%)
$1,520
Homeowners insurance
$300
Mortgage insurance
$547
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Topanga home with as little as 3.5% down using an FHA loan — roughly $51,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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