1130 Rancho Drive
Ojai, CA, 93023
$3,000,000
MLS: V1-34800
Beds
4
Baths
3
Sq Ft
2,996
Lot
2.50 ac
Year Built
1989
MLS #
V1-34800
Days on Market
55
Listed
Feb 21, 2026
Description
**OPEN HOUSE Sunday 4/26 1-4pm**Beautifully updated and thoughtfully designed, this single-level home is set on approximately 2.5 acres in the Ojai Valley, offering panoramic west- and north-facing views along with exceptional privacy and tranquility.The residence features four bedrooms and three baths in a functional layout that separates the living areas from the bedroom wing. The living room is filled with natural light from large picture windows framing mountain views and includes a fireplace with an open connection to the formal dining room. The adjacent family room showcases vaulted wood ceilings, expansive windows, and its own fireplace, opening comfortably to the kitchen and breakfast area. A glass slider leads to a generous deck where sweeping south- and west-facing vistas unfold.The kitchen offers a welcoming workspace with newer appliances and a bay window above the sink that brings in abundant light and views. A pass-through between the kitchen and formal dining room functions like a butler's pantry--ideal for a bar, coffee station, or serving area. A spacious mudroom just beyond the kitchen connects to the garage and includes a laundry sink, additional refrigerator space, a three-quarter bath, and ample storage.Wood flooring flows throughout the home, enhancing continuity and complementing the updates completed by the current owners. All bedrooms are well proportioned, each featuring either large view windows or sliding doors to the deck. The primary suite is a true retreat with a sitting area and fireplace, plus two sliding doors--one opening to a private covered patio and the other to the expansive rear deck.Additional amenities include an attached three-car garage, a detached two-car garage, full perimeter fencing, and a private security gate. The land offers a natural, open setting and presents endless possibilities, whether creating outdoor living spaces, adding a guest house, accommodating animals, or installing a pool.Ideally located close to town yet tucked into a quiet setting near a nature preserve, this property offers a rare blend of privacy, space, and accessibility, perfect for those seeking the Ojai lifestyle
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Amanda Stanworth · BHHS California Properties
Payment estimate
$21,139
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $300,000 · Loan: $2,700,000
- Principal & Interest
- $16,589
- Property tax (1.25%)
- $3,125
- Homeowners insurance
- $300
- Mortgage insurance
- $1,125
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $105,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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