1131 Rancho Drive
Ojai, CA, 93023
$4,250,000
MLS: 26643185
Beds
6
Baths
5
Sq Ft
3,934
Lot
1.11 ac
Year Built
1976
MLS #
26643185
Days on Market
44
Listed
Jan 26, 2026
Description
Welcome to 1131 Rancho Drive, an exceptional opportunity to own a beautifully renovated ranch-style home on just over an acre in one of Ojai's best neighborhoods. Boasting 3,934 square feet of elegant living space, this expansive property features 6 bedrooms and 5 bathrooms, thoughtfully designed to offer both comfort and versatility. The heart of the home is a chef's dream: a gorgeous kitchen adorned with designer tile, a large center island, and a walk-in pantry, perfect for entertaining or everyday living. Elegant and rustic hardwood floors run throughout, creating a seamless blend of modern refinement and classic ranch charm. Enjoy the flexibility of an attached JADU (Junior Accessory Dwelling Unit), ideal for guests, multigenerational living, or rental income. Step outside to a sparkling pool and beautifully landscaped grounds, offering space to relax, gather, and enjoy the serenity of Ojai. One of the property's standout features is the hillside lookout deck. Your private perch with stunning views across the valley, perfect for morning coffee or evening sunsets. This is a rare chance to own a turnkey home with scale, style, and soul in one of Ojai's most desirable enclaves.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Amy Wilkes · Compass
Payment estimate
$29,822
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $425,000 · Loan: $3,825,000
- Principal & Interest
- $23,501
- Property tax (1.25%)
- $4,427
- Homeowners insurance
- $300
- Mortgage insurance
- $1,594
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $148,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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