11326 Ranchito Street
El Monte, CA, 91732
$738,000
MLS: AR26049579
Beds
3
Baths
2
Sq Ft
1,347
Lot
0.13 ac
Year Built
1962
MLS #
AR26049579
Days on Market
37
Listed
Mar 6, 2026
Description
Hidden Gem in El Monte! Welcome to this charming single-story home tucked away on a quiet private easement, offering both privacy and convenience. This well-maintained residence features 3 bedrooms and 2 bathrooms with approximately 1,347 sq ft of living space on a 5,470 sq ft lot. Step inside to a bright and open floor plan that seamlessly connects the living room, dining area, and kitchen—perfect for everyday comfort and entertaining guests. The kitchen features granite countertops and a spacious center island, providing plenty of room for cooking, gathering, and casual dining. The generously sized primary suite includes an oversized walk-in closet that can easily serve as a home office, gym, or bonus space. Additional highlights include central A/C and heating, double-pane windows, durable tile and laminate flooring, and a newer roof installed in 2022. Enjoy a gated side yard, a flat and usable lot, and a 2-car attached garage with direct access. The private easement location offers added tranquility with minimal traffic. Conveniently located near schools, shopping centers, restaurants, and major freeways, this home is ideal for first-time buyers, growing families, or investors looking for a great opportunity in El Monte.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: Wun Kwan · Pinnacle Real Estate Group
Payment estimate
$5,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,800 · Loan: $664,200
- Principal & Interest
- $4,081
- Property tax (1.25%)
- $769
- Homeowners insurance
- $300
- Mortgage insurance
- $277
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $25,830 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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