1138 Encantadora Lane
Lancaster, CA, 93535
$501,000
MLS: 26841771
Beds
4
Baths
3
Sq Ft
2,010
Lot
0.19 ac
Year Built
1990
MLS #
26841771
Days on Market
0
Listed
Jun 3, 2026
Description
Experience 1138 Encantadora Ln, a residence designed for everyday practicality and comfort. A comforting fireplace anchors the interior, where the kitchen is equipped with stainless steel appliances and an accent backsplash. The primary bathroom includes double sinks, and exterior living extends to a covered patio and fenced in backyard. This home perfectly blends functional style and comfort.. Included 100-Day Home Warranty with buyer activation
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Melissa Westfall · Opendoor Brokerage Inc.
Payment estimate
$3,854
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,100 · Loan: $450,900
- Principal & Interest
- $2,844
- Property tax (1.25%)
- $522
- Homeowners insurance
- $300
- Mortgage insurance
- $188
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $17,535 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93535 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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