11386 McGirk Avenue
El Monte, CA, 91732
$698,899
MLS: WS26127367
Beds
4
Baths
3
Sq Ft
1,810
Lot
0.04 ac
Year Built
1985
MLS #
WS26127367
Days on Market
1
Listed
Jun 11, 2026
Description
Beautifully maintained 4-bedroom, 2.5-bath detached townhouse located in a quiet and peaceful PUD community in North El Monte, ideally situated near Arcadia and Temple City. Offering approximately 1,810 sq ft of living space, this home features a spacious and functional floor plan with a large living/family room, formal dining area, and an updated kitchen. A convenient powder room is located on the main level. Upstairs, you’ll find a generously sized primary suite featuring a large walk-in closet, along with three additional well-proportioned bedrooms and two full bathrooms—providing comfort and flexibility for everyday living. Additional highlights include a two-car attached garage plus one extra secured and locked parking space, a rare and valuable feature. Enjoy a private backyard, perfect for relaxing or entertaining in a peaceful and serene setting. This home has been thoughtfully upgraded with numerous improvements, including Fresh interior paint and luxury vinyl plank flooring on the stairs and 2nd level all bedrooms (March 2026, excluding tiled areas), Roof was replaced approximately 7 years ago, Updated kitchen (2015) featuring oak cabinetries, granite countertops, backsplash, range, oven, dishwasher, and tile flooring in both kitchen and living room. Other additional upgrades include exterior paint, garage door, and automatic garage door opener, A/C, heater, and water heater… HOA dues are $200/month base, plus $30 per occupant residing in the property for water, children 6 and under is $15/child offering a flexible cost structure. Ideally located close to shopping, dining, schools, banks, public transportation, and Sam’s Club—adding everyday convenience to this already desirable home. Move-in ready and a fantastic opportunity in a highly convenient location!
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: PEARL KHOO · IRN REALTY
Payment estimate
$5,474
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,890 · Loan: $629,009
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,984
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
- HOA dues
- $200
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $24,461 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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