114 Chaparrel Street
Tehachapi, CA, 93561
$359,000
MLS: 26001660
Beds
3
Baths
2
Sq Ft
1,551
Lot
0.20 ac
Year Built
1987
MLS #
26001660
Days on Market
31
Listed
Mar 5, 2026
Description
Location. Layout. Potential. Blair Ranch sets the stage for this 3BD/1.75BA + office home offering space, flexibility, and room to make it your own. The functional floorplan features a spacious living room anchored by a gas fireplace, a dining area with backyard access, and a kitchen with an eat-at bar and window overlooking the yard. Situated on a corner lot, the tiered backyard includes an open patio and room to reimagine landscaping or outdoor living. Potential RV parking adds versatility. Central heat & air and an attached 2-car garage with laundry hookups provide everyday convenience. Walking distance to schools and just minutes from shopping and commuter routes. An opportunity to create long-term value in an established neighborhood. Come experience the space firsthand and imagine the possibilities.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Christy Rabe · BHGRE Platinum Realty Group
Payment estimate
$2,719
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,900 · Loan: $323,100
- Principal & Interest
- $1,985
- Property tax (1%)
- $299
- Homeowners insurance
- $300
- Mortgage insurance
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $12,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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