21276 White Pine Drive
Tehachapi, CA, 93561
$339,900
MLS: 26002023
Beds
3
Baths
2
Sq Ft
1,360
Lot
0.12 ac
Year Built
1998
MLS #
26002023
Days on Market
40
Listed
Mar 20, 2026
Description
Welcome to this single-story home located in the gated community of Golden Highlands. This property features a split floor plan with the primary bedroom and bathroom on one side of the home, and two secondary bedrooms with a second bathroom on the opposite side. The kitchen offers ample counter and cabinet space and is situated between the dining area and the living room, which features vaulted ceilings and a freestanding fireplace. Additional features include an indoor laundry room, and a two-car garage. Perched near the top of the community, the backyard offers mountain views to enjoy from your own backyard. This home offers approximately 1,360 square feet of living space and is located just minutes from town, providing access to a variety of nearby amenities. Don't miss the opportunity to explore the potential this property has to offer.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Andrea Castaneda · RE/MAX All-Pro
Payment estimate
$2,590
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,990 · Loan: $305,910
- Principal & Interest
- $1,880
- Property tax (1%)
- $283
- Homeowners insurance
- $300
- Mortgage insurance
- $127
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $11,897 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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