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Under ContractSingleFamilyResidence

11432 Cardiff

Loma Linda, CA, 92354

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$625,000

MLS: IG26159960

Beds

3

Baths

3

Sq Ft

1,671

Lot

0.11 ac

Year Built

1988

MLS #

IG26159960

Days on Market

7

Listed

Jul 22, 2026

Description

Wow South of Barton - Come to only one of five Blue Zones in the World - Step into a community of health, faith, amazing community ane home to some of the healthiest people in the world. Be inspired to live your best life. This exceptional priced home is located in that community. Walk to schools, hospitals and shopping. This home offers two living areas each with their own fireplaces. Vaulted ceilings in the living room with a cozy fireplace. The Family room joins the functional kitchen and opens up to the charming backyard. Upstairs there is a main bedroom and bath. Two adjoining bedrooms have a jack and jill bath. Inside laundry and 2 car garage make this affordable home extremely attractive. Come see this home today and live your live in the coveted Blue Zone of Loma Linda.

Location

Loma Linda, San Bernardino County, CA 92354

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Listed by: Janet Burke · RE/MAX ADVANTAGE

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$4,800

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $62,500 · Loan: $562,500

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,615
Property tax (1.25%)
$651
Homeowners insurance
$300
Mortgage insurance
$234
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92354 (Loma Linda)within ±10% of this home's price and size.

Local Market Stats

See Loma Linda, CA 92354 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.